We configure any product, country, insurer &amp; partner

Modular platform

Policy engine

Front-end experiences

Payments

Regulation & compliance

Claims handling

Customer care

Reporting & insights

Data & analytics

Real-time dashboard

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Easy integration

1 API

suite

What configuration means for you

An insurance orchestration platform designed to grow with your business

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Speed

We can move your program from a 12- to 18-month bespoke build to around three weeks of configuration, cutting time-to-market by more than 90%.

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Scale

We can add a new country, insurer or package in the backend without changing your integration. The APIs stay stable as your program grows.

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Compliance & consistency

We encode tax, wording, document flows and authority reporting into the setup once, reducing manual work and the risk of human error.

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Future-proofing

When you need new capabilities, such as AI-driven pricing, additional documents or new endpoints, we update the configuration without asking you to rebuild.

person on laptop working quickly to launch insurance program through API

Launch insurance programs faster

Moving from a 12- to 18-month bespoke build to weeks with configuration can cut time-to-market by more than 90%.

Whether you’re launching in one country or 10, with one insurer and distribution partner or multiple, we configure and manage the setup in our backend.

We can adapt the product, sales flow, pricing, documents and operational rules to your business and risk carrier requirements. When the market changes, we update the configuration without heavy development work.
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Discover our APIs

Learn more about our platform capabilities

Connect to any insurer or distribution partner

Our platform connects insurers, distribution partners and operational systems through one centrally managed setup.

We configure the processes, rules, reporting and financial flows needed behind your program. This can include dynamic pricing, bordereaux reporting, policy administration, claims, billing, taxes and data flows.

The result is a simple integration that can support different combinations of insurers, coverages and geographies without requiring a separate technical build for each.

B2B dashboard showing performance of insurance program for businesses

Manage the full insurance lifecycle

Insurance programs don't end at purchase. Policies renew, change, cancel and trigger billing, documents, claims and reporting.

We configure these lifecycles in the platform, including the rules and operational sequences for renewals, amendments, cancellations, premium changes, billing and document generation.

When your program changes, we update the configuration in our backend without requiring a new integration.
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We configure what changes.
Your integration stays stable.

Our team configures the parts of your insurance program that vary by product, market, insurer and distribution model. The core API, security and data foundations stay stable, so you can scale without creating a new technical setup each time.

What we configure

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Product definitions

Insurance products, coverages & rules

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Process orchestration

Operational sequences & conditions

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Integration points

External system connections

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Data transformations

System-to-system mapping

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Business rules

Decision logic & outcomes

What stays stable

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Core API structure

Main endpoints & structure

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Authentication & security

Access control & security standards

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Core data model

Shared insurance data foundation

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System boundaries

A clear separation between configuration & code

See our platform in action

See how we configure products, insurers, countries, distribution partners and APIs through one platform.

We manage the complexity in our backend, so you can launch faster, scale into new markets and keep your integration stable as the program evolves.

Explore our platform capabilities

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API & integration

Easily embed insurance into your UX using our custom APIs, powering global cover through a single integration.

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Claims management

Benefit from AI-powered claims handling for faster processing, quick payouts and an intuitive user experience without losing our human touch.

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Insurance solutions

Explore a range of embedded insurance solutions that suit the needs of your business and customers.

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Risk carrier setup

Choose from our network of risk carriers or opt for a modular setup that works with your current one, with the flexibility to switch providers for the best cover, price and service.

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Data, dashboards & reports

Track your program's performance with a dynamic dashboard and gain insights into how to get the most out of your insurance solutions.

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Customer care

Ensure high-quality, multilingual customer service that lives up to your brand.

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Legal services

Get all of your insurance and legal needs handled by our team of experts.

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User experiences

Integrate user flows directly into your app or website for a seamless experience across countries and products.

Leading companies powered by Qover

"Having real-time claims and performance data at our fingertips has completely changed the way we work with insurers and underwriters. It gives us credibility, improves decision-making and allows us to be more proactive. Qover is dragging insurance into the 21st century."

Paul Watson

Business Development and Insurance Broking Manager at Aspire Insurance Advisers

"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."

Nikolay Storonsky

CEO & Co-founder of

“Our members have noticed the difference since we partnered with Qover. Insurance is no longer just an add-on – it’s a seamless, valuable perk that fits effortlessly into our members' travel experience.”

MC Glover

VP Strategy and Operations at

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Paul Watson

Business Development and Insurance Broking Manager at Aspire Insurance Advisers

Nikolay Storonsky

CEO & Co-founder of

MC Glover

VP Strategy and Operations at