Pick your risk carrier or bring your own

Learn more about our claims management capabilities

Data & analytics

Real-time dashboard

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Modular platform

API suite

Policies

Distribution

Dashboard

Claims

Any insurer in any country

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Work with one of our 12+ European partners

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Work with your own risk carrier or broker

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A combination of both

We're impartial when it comes to insurers

We partner with major risk carriers all over Europe to find the ideal pricing, cover and service for each and every product.

With our open network of insurers, we can help you choose the right provider for the job or work with the insurer you already have – and enable the flexibility to switch carriers as needed.

Customise your setup with our modular program

Each insurance program is unique, which calls for a platform that is completely modular and adaptable to any need.

Our orchestration layer allows you to create an insurance experience from the ground up or elevate an existing program with only the functions you need, from claims and data to pricing and user portals.

Benefit from optimised pricing

When it comes to insurance, cheaper doesn’t mean better. The last thing you want is to be locked in with one provider when they start increasing the price.

Both our tech and approach ensure premiums align to target loss ratio to commodify risk capacity, get the best price and decrease costs at scale.

Claims TPA management

On top of managing your risk carrier, we also manage your claims TPA.If you’re working with an external claims handler, think of us as a digital layer responsible for relationship management, SLA enforcement and follow-through reporting – all to ensure quality service.

For eligible programs, we can also leverage our expertise and centralised team to fully manage claims and complaints in-house.

Learn more about what we do for insurers & brokers

woman on laptop choosing which embedded insurance orchestration elements she wants

Trusted by leading insurance companies

What we can do for insurers & brokers

Insurance infrastructure for the modern age

We're here to work with you, not against you. As your insurtech partner, we can help bring your insurance processes into the modern age and connect you with digital businesses.

We act as a tech layer for traditional brokers and risk carriers, making it easy to update an existing insurance setup or provide your business partners with digital distribution funnels and claims processes.
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Product features tailored for you

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API & integration

Easily embed insurance into your UX using our custom APIs, powering global cover through a single integration.

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Claims management

Benefit from AI-powered claims handling for faster processing, quick payouts and an intuitive user experience without losing our human touch.

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Insurance solutions

Explore a range of embedded insurance solutions that suit the needs of your business and customers.

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Configuration

Have any insurance setup configured in our platform, for any product, country and insurer.

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Data, dashboards & reports

Track your program's performance with a dynamic dashboard and gain insights into how to get the most out of your insurance solutions.

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Customer care

Ensure high-quality, multilingual customer service that lives up to your brand.

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Legal services

Get all of your insurance and legal needs handled by our team of experts.

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User experiences

Integrate user flows directly into your app or website for a seamless experience across countries and products.

High-growth companies powered by Qover

"Qover’s agility and digital expertise were exactly what we needed. Their embedded approach allowed us to seamlessly integrate our offerings with digital distribution partners, making insurance more accessible and relevant for modern consumers."

Paul Watson

Business Development and Insurance Broking Manager at Aspire Insurance Advisers

"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."

Nikolay Storonsky

CEO & Co-founder of

“Our members have noticed the difference since we partnered with Qover. Insurance is no longer just an add-on – it’s a seamless, valuable perk that fits effortlessly into our members' travel experience.”

MC Glover

VP Strategy and Operations at

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Paul Watson

Business Development and Insurance Broking Manager at Aspire Insurance Advisers

Nikolay Storonsky

CEO & Co-founder of

MC Glover

VP Strategy and Operations at