Execute fast.

See how we can configure any product in any country

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Modular setup

Funnels

Claims

Data

User portals

Balance sheet

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Insurance anywhere

countries in Europe

Data & analytics

Real-time dashboard

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Global integration

1 API

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Risk carrier setup

We work with
any major insurer

fintech customer with embedded insurance shops with confidence

Launch multi-country insurance programs in weeks

Where complex pan-European insurance programs typically take 12-18 months to implement, our orchestration platform gets them off the ground in as little as three weeks.
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The fact that our platform is fully configurable for any product, country and distribution partner cuts a huge chunk of the development time.
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So whether you're launching in a new market or across multiple, our tech handles all types of coverages and distributions across the entire policy lifecycle – handling all the complexities that come with international expansion: policy management, pricing engines, regulations, localised T&Cs and more.
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Plus, our dedicated squad of project managers, designers and solution engineers have a strong track record of supporting risk carriers and brokers in meeting extra-tight deadlines.
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Learn more about our tech layer

Revamp current insurance programs with API-first tech

Our platform is entirely modular, which means you can pick and choose what you need to complement your current setup – whether it’s only the tech, our whole set of platform features or any combination in between.
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We can accommodate any product, country and capacity, which makes it easy to elevate existing insurance experiences at scale.
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With Qover’s tech layer, you can transform any insurance program into a complete API suite, enabling fully embedded user flows, digital customer experiences and clear data.

See our performance dashboard in action

embedded insurance contributing to customer acquisition for fintech

Streamline data flows & program insights with a centralised dashboard

No need to juggle multiple spreadsheets or back-and-forth emails at the end of the month. With a centralised performance dashboard, all stakeholders can stay up-to-date on program insights and analytics.

This single source of truth can keep track of claims frequency, loss ratio, SLAs and other important performance indicators.

By having access to clean, automated data across your program, you and your partners can see what’s working and take action on what’s not to make sure that end users are getting the most out of their insurance.

Explore our digital claims management

On-demand customer service & claims TPA management

AI can enable faster servicing and a smoother claims process, but it can never truly replace a human touch. Using a combination of AI and live handlers, we can handle claims in-house as a fully outsourced TPA for a better customer experience or act as a digital layer for other TPAs.

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Centralised, multilingual service

Our customer service and claims teams operate out of Brussels with 15+ languages under their belt.

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Tech TPA or fully outsourced

Depending on a partner’s needs, we can manage, coordinate with or act as a fully outsourced claims TPA.

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Performance dashboard

All claims data is streamlined and shared cross-functionally, meaning no more monthly reconciliations with a TPA.

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Complaints handling

We can provide the digital interface for complaints submission or manage them through our legal and compliance experts.

Product features tailored for you

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API & integration

Easily embed insurance into your UX using our custom APIs, powering global cover through a single integration.

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Claims management

Easy digital claims processing with quick payouts and human service.

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Insurance solutions

Explore a range of embedded insurance solutions that suit the needs of your business and customers.

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Partnerships & support

Get advice from our industry experts and ensure your customers are in the best hands with our multilingual customer support.

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Risk carrier setup

Choose from our network of risk carriers or opt for a modular setup that works with your current one, with the flexibility to switch providers for the best cover, price and service.

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Data, analytics & reports

Track your program's performance with a real-time dashboard and gain insights into how to get the most out of your insurance solutions.

High-growth companies powered by Qover

“Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution”

Nikolai Storonsky

CEO & Co-founder of Revolut

“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”

Mathieu de Lophem

Former CEO of Deliveroo Belgium

“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”

Christian Steyer

Head of Customer Solutions at Canyon

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"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."

Nikolay Storonsky

CEO & Co-founder of Revolut

Christian Steyer

Head of Customer Solutions at Canyon

Mathieu de Lophem

Former CEO of Deliveroo Belgium